Custom-Designed Insurance Program for Member Physicians
of the New York County Medical Society

Higger & Associates, LLC has developed a PERSONAL insurance program specifically for NYCMS members. Comprehensive and competitive insurance coverage is available for automobiles (including classics); primary and vacation homes; rental, co-op, and condo apartments; fine art; jewelry; boats/yachts/personal watercrafts; plus umbrella liability protection. More important, all members receive a free consultation--the first step to developing an effective personal insurance program.

To take advantage of this program, call:
Shirley Clarke or David Higger at 212-679-8000
or e-mail NYCMS@higinsurance.com

More About The NYCMS Members-Only Program

Higger & Associates, LLC, the ENDORSED insurance broker for the New York County Medical Society, has implemented a program to meet the personal insurance needs of New York City physicians.

The program, designed as a membership benefit of the New York County Medical Society--a 200-year-old professional organization for Manhattan-based doctors--provides member physicians and their families with an impressive array of comprehensive and competitive insurance products. In addition, Higger & Associates, LLC offers all members a free consultation, the first step in developing an effective Personal insurance program.

During the consultation, a Higger & Associates, LLC insurance professional will review a member's current personal coverage, complete an in-depth "needs" analysis, and then build a custom-tailored program that provides long-term security and protection.

The NYCMS Personal Insurance Program includes coverage for:

• Primary home and contents (including apartments, co-ops, and condominiums);
• Vacation and second homes;
• Automobiles (including classic collections)
• Umbrella policies (also known as Personal Excess Liability) to cover legal fees and court-awarded damages associated with accident and personal negligence claims.
• Valuable articles (e.g. jewelry, fine art, collectibles)
• Boats/yachts/personal watercraft;
• Kidnap and ransom;
• Identification theft;
• In addition, Higger & Associates, LLC is capable of “arranging for” appraisal services to evaluate, artwork, antiques, collectibles, coins, stamps, jewelry, furs, wine, homes, personal property, and other items of value.

To take advantage of this program, call:
Shirley Clarke or David Higger at 212-679-8000
or e-mail NYCMS@higinsurance.com

Higger & Associates, LLC is an independent broker representing the Chubb Group of Insurance Companies and other insurance carriers. If you are interested in having a “second opinion” on your personal insurance coverages or any other aspects of your insurance coverage, please don't hestitate to contact me, David Higger, President at dhigger@higinsurance.com