David Higger - President & Co-founder, LUTCF

David has more than 12 years of agency management experience, encompassing virtually all retail areas of commercial and personal insurance, including property and casualty, life, health and professional liability, plus employee benefits and many industry-specific programs. David established Higger & Associates, LLC in March of 2000 with his associate, Richard C. de Long.

Under David’s management, Higger & Associates, LLC has grown rapidly, both in capabilities and in size. In just three years, the agency experienced a five-fold increase in revenues, establishing itself as a leader in New York’s insurance brokerage community. The company now provides services to more than 5000 clients, ranging from individuals and families to large corporations and associations. David attributes Higger & Associates, LLC's success to the firm’s reputation for integrity and superior customer service, and to its vast network of referral partners, including accountants, law firms, non-profit organizations, life insurance agents, and other industry professionals.

David has been an active fundraiser for several charitable organizations, including current work for The Ronald McDonald House and The Fresh Air Fund, and previously for The Association for the Help of Retarded Children. David also served for five years on the Board of Directors for the United States Sign Council, a national trade organization.

David holds a BA degree in accounting from Hofstra University and an MBA degree in management from Pace University.

Tel: 212-679-8000, ext. 210
E-mail: dhigger@higinsurance.com

Richard C. de Long, CIC - Co-founder

Richard co-founded Higger & Associates, LLC in March of 2000 and is involved in many key areas of the agency’s management, particularly new business development and client services. Richard’s career spans many years in the insurance industry, working in a wide range of capacities including underwriting, accounting, client relations, claims, agency operations, business development, account management and marketing.

For 10 years, Richard managed the commercial accounts division of a brokerage agency serving large commercial accounts. Richard moved his book of business to KSH Group in 1996, where he continued his role as a leading producer. When KSH Group moved to Acordia in 1998, Richard joined David Higger at their former firm (SJC), where he was involved with the management of operations, marketing, account development, and client relations.

Richard has lectured on Property and Casualty Insurance for Cornell University’s Professional Extension Program, and has designed and conducted several industry seminars. A licensed NY State Insurance Broker, Richard is also a member of The Society of Certified Insurance Counselors.

Tel: 212-679-8000, ext. 206
E-mail: rdelong@higinsurance.com